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 If you are looking for Louisville car insurance, the first thing you need to do is shop around and compare quotes. No one wants to waste a lot of time shopping for auto insurance, and with our free Louisville, KY car insurance quote finder you don’t have to.

View and compare your quotes to find the most affordable Louisville auto insurance policy in just minutes. Get the Louisville car insurance coverage you need today!

Here are some tips for finding auto insurance in Louisville that is perfect for you.

1. Determine The Amount Of Coverage You Will Need

The first thing to keep in mind when choosing a Louisville auto insurance policy is the amount of coverage that will be necessary for your situation. In Kentucky, a certain minimum amount of auto insurance coverage is required which is:

  • $25,000 Bodily Injury Liability Per Person
  • $50,000 Bodily Injury Liability Per Accident
  • $10,000 Property Damage Liability

Remember that this is just the minimum amount of coverage and you may want to add additional coverage to your policy for your protection. Also, if your car is being financed, your lender may require you to have comprehensive and collision coverage, which will cover accident related damages and non accident related damages to your car.

Shop around and see which types of auto insurance coverage you want to add to your Louisville car insurance policy. Use our free Louisville auto insurance quote finder to compare policies now!

2. Find Ways To Save Money

No one wants to over pay for auto insurance. Here are some ways that you may be able to save some money on your Louisville, Kentucky car insurance policy.

  • Looking For Discounts: Many Louisville car insurance companies offer discounts like good student, safe car, defensive driver, and low mileage.
  • Raising Your Deductible: Choosing a higher deductible can help you save by lowering your premiums. Just remember that if you do make a claim, you will have to pay your deductible so make sure it is within your budget.
  • Bundling Insurance Policies: If you have home insurance and auto insurance, purchasing your policies from the same company usually earn you a discount.
  • Having A High Credit Score: Maintaining a high credit score can help you save on your auto insurance as most companies look at your credit score when determining your rates.

3.Shop Around

Comparison shopping is the only way that you can know you are getting the best rates available to you. While many people think that the state of Kentucky fixes car insurance rates, this is not the case.

Each Louisville car insurance company is free to set their rates as they choose, which means that it is highly unlikely that any two auto insurance companies would determine rates in exactly the same manner. This is why comparing rates from multiple Louisville car insurance companies is the only way to find the best car insurance rates available to you.

Use our free Louisville car insurance quote finder to quickly and easily find and compare quotes now!

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